{"id":212,"date":"2018-01-18T06:22:40","date_gmt":"2018-01-18T05:22:40","guid":{"rendered":"https:\/\/filierebanqueifage.wordpress.com\/?p=212"},"modified":"2018-01-17T16:21:50","modified_gmt":"2018-01-17T15:21:50","slug":"le-credit-reste-une-des-missions-fondamentales-de-la-banque","status":"publish","type":"post","link":"https:\/\/blog-banque.ifage.ch\/?p=212","title":{"rendered":"Le cr\u00e9dit reste une des missions fondamentales de la banque!"},"content":{"rendered":"<h1><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"224\" data-permalink=\"https:\/\/blog-banque.ifage.ch\/?attachment_id=224\" data-orig-file=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/credit.jpg?fit=458%2C333&amp;ssl=1\" data-orig-size=\"458,333\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;DIDIER SCHRETTER&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1478719021&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"credit\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/credit.jpg?fit=458%2C333&amp;ssl=1\" class=\"alignnone size-full wp-image-224\" style=\"font-size: 1rem;\" src=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/credit.jpg?resize=458%2C333&#038;ssl=1\" alt=\"credit\" width=\"458\" height=\"333\" srcset=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/credit.jpg?w=458&amp;ssl=1 458w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/credit.jpg?resize=300%2C218&amp;ssl=1 300w\" sizes=\"auto, (max-width: 458px) 100vw, 458px\" \/><\/h1>\n<h1>Certificat ifage d&rsquo;analyste de cr\u00e9dit junior<\/h1>\n<p>Le monde de la banque vous int\u00e9resse? Vous voulez comprendre les m\u00e9canismes fondamentaux des diff\u00e9rentes formes de cr\u00e9dit? Suivez notre formation et devenez analyste de cr\u00e9dit.<\/p>\n<p><strong>La prochaine session d\u00e9marre le\u00a019 f\u00e9vrier 2018. <\/strong><\/p>\n<p>Prochaine formation <a href=\"https:\/\/www.ifage.ch\/offre\/commerce\/banque\/certificat-ifage-danalyste-de-credit\">Certificat ifage d&rsquo;analyste de cr\u00e9dit:<\/a><a href=\"https:\/\/www.ifage.ch\/offre\/commerce\/banque\/certificat-ifage-danalyste-de-credit\">\u00a0 <\/a>\u00e0 partir du 19 f\u00e9vier 2018<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le monde de la banque vous int\u00e9resse? Vous voulez comprendre les m\u00e9canismes fondamentaux des diff\u00e9rentes formes de cr\u00e9dit?<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Le cr\u00e9dit reste une des missions fondamentales de la banque!","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-212","post","type-post","status-publish","format-standard","hentry","category-cours-bancaires"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p8sq8B-3q","jetpack-related-posts":[{"id":982,"url":"https:\/\/blog-banque.ifage.ch\/?p=982","url_meta":{"origin":212,"position":0},"title":"Le cr\u00e9dit reste une des missions fondamentales de la banque!","author":"Thomas Sussli","date":"14 janvier 2019","format":false,"excerpt":"Certificat d'analyste de cr\u00e9dit Le monde de la banque vous int\u00e9resse? Vous voulez comprendre les m\u00e9canismes fondamentaux des diff\u00e9rentes formes de cr\u00e9dit? Suivez notre formation et devenez analyste de cr\u00e9dit. La prochaine session d\u00e9marre le\u00a025 f\u00e9vrier 2019. Plus d'informations\u00a0ici.","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/credit.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":756,"url":"https:\/\/blog-banque.ifage.ch\/?p=756","url_meta":{"origin":212,"position":1},"title":"Tout ce qui vous avez toujours aim\u00e9 savoir sur les BASES DES AFFAIRES DE CR\u00c9DITS","author":"Thomas Sussli","date":"8 f\u00e9vrier 2018","format":false,"excerpt":"Quelle que soit la forme de cr\u00e9dit, la banque joue le r\u00f4le d\u2019interm\u00e9diaire en redistribuant dans l\u2019\u00e9conomie les richesses th\u00e9sauris\u00e9es par ses \u00e9pargnants. Le cours LES BASES DES AFFAIRES DE CR\u00c9DITS vous permettra de mieux comprendre les principes fondamentaux des cr\u00e9dits. Plus d'informations sur le cours\u00a0ICI Prochain cours le 21\u2026","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":980,"url":"https:\/\/blog-banque.ifage.ch\/?p=980","url_meta":{"origin":212,"position":2},"title":"Tout ce que vous avez toujours aimez savoir sur les cr\u00e9dits&#8230;","author":"Thomas Sussli","date":"28 janvier 2019","format":false,"excerpt":"Quelle que soit la forme de cr\u00e9dit, la banque joue le r\u00f4le d\u2019interm\u00e9diaire en redistribuant dans l\u2019\u00e9conomie les richesses th\u00e9sauris\u00e9es par ses \u00e9pargnants. Le cours LES BASES DES AFFAIRES DE CR\u00c9DITS vous permettra de mieux comprendre les principes fondamentaux des cr\u00e9dits. Plus d'informations sur le cours\u00a0ICI Prochain cours le 27\u2026","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/01\/image002.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":997,"url":"https:\/\/blog-banque.ifage.ch\/?p=997","url_meta":{"origin":212,"position":3},"title":"Les aspects Juridiques des cr\u00e9dits bancaires? Un module du certificat ifage d&rsquo;analyste de cr\u00e9dit!","author":"Thomas Sussli","date":"4 f\u00e9vrier 2019","format":false,"excerpt":"Les bases de connaissances du cadre juridique des cr\u00e9dits bancaires. A l'issue de cette formation, les participant(e)s seront en mesure : Comprendre la logique des documents bancaires et juridiques Acqu\u00e9rir les r\u00e9flexes pour gestion diligente des dossiers de cr\u00e9dit D\u00e9tecter les risques et identifier les cas non ordinaires Plus d'informations\u2026","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":291,"url":"https:\/\/blog-banque.ifage.ch\/?p=291","url_meta":{"origin":212,"position":4},"title":"Les aspects Juridiques des cr\u00e9dits bancaires? Un module du certificat ifage d&rsquo;analyste de cr\u00e9dit!","author":"Thomas Sussli","date":"22 janvier 2018","format":false,"excerpt":"Les bases de connaissances du cadre juridique des cr\u00e9dits bancaires. A l'issue de cette formation, les participant(e)s seront en mesure : Comprendre la logique des documents bancaires et juridiques Acqu\u00e9rir les r\u00e9flexes pour gestion diligente des dossiers de cr\u00e9dit D\u00e9tecter les risques et identifier les cas non ordinaires Plus d'informations\u2026","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/12\/justice-2.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":1127,"url":"https:\/\/blog-banque.ifage.ch\/?p=1127","url_meta":{"origin":212,"position":5},"title":"Qu\u2019est-ce la LCC ?","author":"Thomas Sussli","date":"21 janvier 2023","format":false,"excerpt":"La loi sur le cr\u00e9dit\u00a0\u00e0 la consommation (LCC), du 23 mars 2001, introduit une r\u00e9glementation unifi\u00e9e sur le plan f\u00e9d\u00e9ral et renforce la protection des preneurs de cr\u00e9dit. https:\/\/www.admin.ch\/opc\/fr\/classified-compilation\/20010555\/index.html La loi couvre notamment les points suivants:\u00a0 les montants dans le champ d\u2019application\u00a0l\u2019examen d\u00e9taill\u00e9\u00a0de la capacit\u00e9 de contracterle taux maximumla responsabilit\u00e9\u2026","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/law-books-scaled.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/law-books-scaled.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/law-books-scaled.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/law-books-scaled.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/law-books-scaled.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/law-books-scaled.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]}],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/posts\/212","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=212"}],"version-history":[{"count":4,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/posts\/212\/revisions"}],"predecessor-version":[{"id":738,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/posts\/212\/revisions\/738"}],"wp:attachment":[{"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=212"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=212"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}