{"id":1144,"date":"2023-03-06T11:28:52","date_gmt":"2023-03-06T10:28:52","guid":{"rendered":"https:\/\/blog-banque.ifage.ch\/?p=1144"},"modified":"2023-03-06T11:28:52","modified_gmt":"2023-03-06T10:28:52","slug":"les-impacts-dune-correction-des-prix-de-limmobilier-pour-les-instituts-financiers-les-investisseurs-et-les-particuliers","status":"publish","type":"post","link":"https:\/\/blog-banque.ifage.ch\/?p=1144","title":{"rendered":"Les impacts d\u2019une correction des prix de l\u2019immobilier  pour les instituts financiers, les investisseurs et les particuliers"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Quels sont les impacts d\u2019une correction des prix de l\u2019immobilier pour les instituts financiers, les investisseurs et les particuliers&nbsp;?&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.allnews.ch\/content\/immobilier\/hausse-du-risque-de-correction-des-prix-de-l\u2019immobilier\">https:\/\/www.allnews.ch\/content\/immobilier\/hausse-du-risque-de-correction-des-prix-de-l\u2019immobilier<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"525\" height=\"525\" data-attachment-id=\"707\" data-permalink=\"https:\/\/blog-banque.ifage.ch\/?attachment_id=707\" data-orig-file=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?fit=1920%2C1920&amp;ssl=1\" data-orig-size=\"1920,1920\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"money-for-mortgage-1238124-1920&amp;#215;1920\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?fit=525%2C525&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=525%2C525&#038;ssl=1\" alt=\"\" class=\"wp-image-707\" srcset=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=100%2C100&amp;ssl=1 100w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?resize=1920%2C1920&amp;ssl=1 1920w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/11\/money-for-mortgage-1238124-1920x1920.jpg?w=1575&amp;ssl=1 1575w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous voulez en savoir plus sur les cr\u00e9dits hypoth\u00e9caires, notre prochain cours sur les cr\u00e9dits hypoth\u00e9caires commence le 13 mars&nbsp;!&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Plus d&rsquo;information : <a href=\"https:\/\/www.ifage.ch\/formation\/management-administration\/formations-banque\/les-credits-hypothecaires\/?attribute_pa_session=386112\" data-type=\"URL\" data-id=\"https:\/\/www.ifage.ch\/formation\/management-administration\/formations-banque\/les-credits-hypothecaires\/?attribute_pa_session=386112\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ifage.ch\/formation\/management-administration\/formations-banque\/les-credits-hypothecaires\/?attribute_pa_session=386112<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Quels sont les impacts d\u2019une correction des prix de l\u2019immobilier pour les instituts financiers, les investisseurs et les particuliers&nbsp;?&nbsp; https:\/\/www.allnews.ch\/content\/immobilier\/hausse-du-risque-de-correction-des-prix-de-l\u2019immobilier Si vous voulez en savoir plus sur les cr\u00e9dits hypoth\u00e9caires, notre prochain cours sur les cr\u00e9dits hypoth\u00e9caires commence le 13 mars&nbsp;!&nbsp; Plus d&rsquo;information : https:\/\/www.ifage.ch\/formation\/management-administration\/formations-banque\/les-credits-hypothecaires\/?attribute_pa_session=386112<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-1144","post","type-post","status-publish","format-standard","hentry","category-cours-bancaires"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p8sq8B-is","jetpack-related-posts":[{"id":473,"url":"https:\/\/blog-banque.ifage.ch\/?p=473","url_meta":{"origin":1144,"position":0},"title":"Premi\u00e8re op\u00e9ration r\u00e9ussie pour SwissLending","author":"Thomas Sussli","date":"6 f\u00e9vrier 2017","format":false,"excerpt":"Un an apr\u00e8s son lancement, la plateforme genevoise de crowdfunding immobilier\u00a0SwissLending\u00a0a d\u00e9j\u00e0 rembours\u00e9 les investisseurs de la premi\u00e8re transaction propos\u00e9e il y a quelque 12 mois. En effet, SwissLending vient de verser un montant total de CHF 918\u2019000.- \u00e0 9 investisseurs particuliers, ce qui repr\u00e9sente une rentabilit\u00e9 hors imp\u00f4t de\u2026","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/02\/immobilier-finance-corner.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/02\/immobilier-finance-corner.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/02\/immobilier-finance-corner.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/02\/immobilier-finance-corner.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":337,"url":"https:\/\/blog-banque.ifage.ch\/?p=337","url_meta":{"origin":1144,"position":1},"title":"Encore de la place pour apprendre le pourquoi du comment?","author":"Thomas Sussli","date":"4 d\u00e9cembre 2016","format":false,"excerpt":"On d\u00e9marre le 7 d\u00e9cembre le module Cr\u00e9dits Hypoth\u00e9caires. Cr\u00e9dit Suisse ne veut pas assouplir les crit\u00e8res d'octroi de pr\u00eats PAR AWP Si les crit\u00e8res d'octroi de cr\u00e9dits hypoth\u00e9caires \u00e9taient all\u00e9g\u00e9s, cela cr\u00e9erait le danger d'une bulle immobili\u00e8re, selon Cr\u00e9dit Suisse. Keystone \u00a0 Les jeunes familles devront vraisemblablement encore patienter\u2026","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":492,"url":"https:\/\/blog-banque.ifage.ch\/?p=492","url_meta":{"origin":1144,"position":2},"title":"Raiffeisen renonce \u00e0 assouplir les hypoth\u00e8ques pour les faibles revenus","author":"Thomas Sussli","date":"8 f\u00e9vrier 2017","format":false,"excerpt":"La banque Raiffeisen renonce pour l'heure \u00e0 assouplir les crit\u00e8res d'octroi des hypoth\u00e8ques. L'Autorit\u00e9 de surveillance des march\u00e9s financiers (FINMA) s'\u00e9tait montr\u00e9e tr\u00e8s r\u00e9serv\u00e9e quant \u00e0 ce projet. Le patron de Raiffeisen Patrik Gisel avait indiqu\u00e9 en septembre que sa banque souhaitait assouplir les r\u00e8gles en vigueur afin de faciliter\u2026","rel":"","context":"Dans &quot;FIN&amp;BUZZ&quot;","block_context":{"text":"FIN&amp;BUZZ","link":"https:\/\/blog-banque.ifage.ch\/?cat=1"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/02\/img_0063.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/02\/img_0063.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/02\/img_0063.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/02\/img_0063.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":309,"url":"https:\/\/blog-banque.ifage.ch\/?p=309","url_meta":{"origin":1144,"position":3},"title":"Pourquoi ne pas suivre notre module Cr\u00e9dits Hypoth\u00e9caires?","author":"Thomas Sussli","date":"24 novembre 2016","format":false,"excerpt":"Les Suisses paient jusqu\u2019\u00e0 3000 francs par an en trop pour leur hypoth\u00e8que. Source Le temps\u00a0ici Lors du renouvellement d\u2019un emprunt hypoth\u00e9caire, sept romands sur dix ne comparent aucune offre issue d\u2019\u00e9tablissements tiers, observe une \u00e9tude de MoneyPark. \u00abSi l\u2019on observe \u00e0 quel point les Suisses sont actifs pour comparer\u2026","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/credit-01.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/credit-01.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/credit-01.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/credit-01.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/credit-01.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":704,"url":"https:\/\/blog-banque.ifage.ch\/?p=704","url_meta":{"origin":1144,"position":4},"title":"Cr\u00e9dits hypoth\u00e9caires: Doit-on toujours pr\u00e9f\u00e9rer les hypoth\u00e8ques Libor?","author":"Thomas Sussli","date":"14 d\u00e9cembre 2017","format":false,"excerpt":"\u00a0 \u00a0 Taux interbancaire de r\u00e9f\u00e9rence, le Libor sera remplac\u00e9, mais les d\u00e9tenteurs d\u2019hypoth\u00e8ques b\u00e9n\u00e9ficieront d\u2019un syst\u00e8me similaire. L\u2019incertitude porte sur l\u2019acteur qui supportera la diff\u00e9rence. La question est aussi de savoir comment combiner les dur\u00e9es de mani\u00e8re optimale https:\/\/www.letemps.ch\/economie\/2017\/10\/22\/doiton-toujours-preferer-hypotheques-libor \u00a0 Le cours CR\u00c9DITS HYPOTH\u00c9CAIRES vous permettra de mieux comprendre\u2026","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2017\/12\/Libro-saron-BNS-d%C3%A9c-2017-262x300.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":235,"url":"https:\/\/blog-banque.ifage.ch\/?p=235","url_meta":{"origin":1144,"position":5},"title":"Apprendre, pour acheter, vendre ou d\u00e9couvrir. Les Cr\u00e9dits Hypoth\u00e9caires en Suisse se d\u00e9voilent en quelques soir\u00e9es \u00e0 l&rsquo;Ifage","author":"Thomas Sussli","date":"13 novembre 2016","format":false,"excerpt":"Une formation accessible a tous! Le march\u00e9 immobilier offre des opportunit\u00e9s et le march\u00e9 du cr\u00e9dit suit le mouvement","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2016\/11\/immo2.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]}],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/posts\/1144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1144"}],"version-history":[{"count":6,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/posts\/1144\/revisions"}],"predecessor-version":[{"id":1164,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=\/wp\/v2\/posts\/1144\/revisions\/1164"}],"wp:attachment":[{"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog-banque.ifage.ch\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}