{"id":1083,"date":"2022-12-02T09:56:36","date_gmt":"2022-12-02T08:56:36","guid":{"rendered":"https:\/\/blog-banque.ifage.ch\/?p=1083"},"modified":"2022-12-02T09:56:36","modified_gmt":"2022-12-02T08:56:36","slug":"lecture-du-bilan-et-du-compte-de-resultat","status":"publish","type":"post","link":"https:\/\/blog-banque.ifage.ch\/?p=1083","title":{"rendered":"Lecture du bilan et du compte de r\u00e9sultat"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Afin de se rendre compte de la sant\u00e9 d&rsquo;une entreprise &#8211; avant d&rsquo;effectuer un investissement ou d&rsquo;octroyer un cr\u00e9dit bancaire &#8211; il est important de savoir lire et int\u00e9rpr\u00e9ter un bilan et le compte de r\u00e9sultat.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"525\" height=\"341\" data-attachment-id=\"1092\" data-permalink=\"https:\/\/blog-banque.ifage.ch\/?attachment_id=1092\" data-orig-file=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/bilan-cr-flux.png?fit=1054%2C684&amp;ssl=1\" data-orig-size=\"1054,684\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"bilan-cr-flux\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/bilan-cr-flux.png?fit=525%2C341&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/bilan-cr-flux.png?resize=525%2C341&#038;ssl=1\" alt=\"\" class=\"wp-image-1092\" srcset=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/bilan-cr-flux.png?resize=1025%2C665&amp;ssl=1 1025w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/bilan-cr-flux.png?resize=305%2C198&amp;ssl=1 305w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/bilan-cr-flux.png?resize=768%2C498&amp;ssl=1 768w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/bilan-cr-flux.png?w=1054&amp;ssl=1 1054w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Notamment, les diff\u00e9rents ratios disent beaucoup sur une entreprise.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Par exemple le <strong>ratio rapport de cash flow \/ investissements<\/strong>:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"525\" height=\"350\" data-attachment-id=\"1091\" data-permalink=\"https:\/\/blog-banque.ifage.ch\/?attachment_id=1091\" data-orig-file=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/cashflow.jpg?fit=1043%2C696&amp;ssl=1\" data-orig-size=\"1043,696\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"cashflow\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/cashflow.jpg?fit=525%2C350&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/cashflow.jpg?resize=525%2C350&#038;ssl=1\" alt=\"\" class=\"wp-image-1091\" srcset=\"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/cashflow.jpg?resize=1025%2C684&amp;ssl=1 1025w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/cashflow.jpg?resize=305%2C204&amp;ssl=1 305w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/cashflow.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/11\/cashflow.jpg?w=1043&amp;ssl=1 1043w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Ce ratio indique la capacit\u00e9 de l\u2019entreprise \u00e0 financer ses investissements sans recourir au financement ext\u00e9rieur.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-text-align-left is-layout-flow wp-block-quote-is-layout-flow\"><p>Formule: Cash flow divis\u00e9 par les  investissements nets<\/p><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote has-text-align-left is-layout-flow wp-block-quote-is-layout-flow\"><p>Exemple: 20 *100\/10 = 200 %<\/p><\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><em><span class=\"has-inline-color has-black-color\">Si vous d\u00e9sirez en apprendre plus sur les diff\u00e9rents ratios et la lecture du bilan et du compte de r\u00e9sultat, le prochain <a rel=\"noreferrer noopener\" href=\"https:\/\/www.ifage.ch\/formation\/management-administration\/formations-banque\/analyse-du-bilan-et-compte-de-resultat\/?attribute_pa_session=385274\" target=\"_blank\">cours<\/a> aura lieu <strong>\u00e0 partir du 10 janvier 2023.<\/strong><\/span><\/em><\/p><\/blockquote><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Afin de se rendre compte de la sant\u00e9 d&rsquo;une entreprise &#8211; avant d&rsquo;effectuer un investissement ou d&rsquo;octroyer un cr\u00e9dit bancaire &#8211; il est important de savoir lire et int\u00e9rpr\u00e9ter un bilan et le compte de r\u00e9sultat. Notamment, les diff\u00e9rents ratios disent beaucoup sur une entreprise. Par exemple le ratio rapport de cash flow \/ investissements: &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/blog-banque.ifage.ch\/?p=1083\" class=\"more-link\">Continuer la lecture<span class=\"screen-reader-text\"> de &laquo;&nbsp;Lecture du bilan et du compte de r\u00e9sultat&nbsp;&raquo;<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-1083","post","type-post","status-publish","format-standard","hentry","category-cours-bancaires"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p8sq8B-ht","jetpack-related-posts":[{"id":1110,"url":"https:\/\/blog-banque.ifage.ch\/?p=1110","url_meta":{"origin":1083,"position":0},"title":"Les op\u00e9rations bancaires sont au c\u0153ur de l\u2019activit\u00e9 d\u2019une banque","author":"Thomas Sussli","date":"9 d\u00e9cembre 2022","format":false,"excerpt":"Les\u00a0op\u00e9rations bancaires\u00a0sont au c\u0153ur de l\u2019activit\u00e9 d\u2019une banque. Il existe deux types importants d\u2019op\u00e9rations\u00a0qui repr\u00e9sentent les fondements techniques : Sur la monnaie\u00a0: les paiements, et quelles \u00e9tapes sont n\u00e9cessaires pour transf\u00e9rer l\u2019argent du compte d\u2019un client vers un compte dans une autre banque.Sur les produits financiers (comme les actions et\u2026","rel":"","context":"Dans &quot;COURS BANCAIRES&quot;","block_context":{"text":"COURS BANCAIRES","link":"https:\/\/blog-banque.ifage.ch\/?cat=3"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/opsbanc.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/opsbanc.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/opsbanc.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/opsbanc.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/opsbanc.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/blog-banque.ifage.ch\/wp-content\/uploads\/2022\/12\/opsbanc.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":437,"url":"https:\/\/blog-banque.ifage.ch\/?p=437","url_meta":{"origin":1083,"position":1},"title":"Entre l\u2019estimation des banques pour un appartement ou une maison et le prix demand\u00e9 par le vendeur, la diff\u00e9rence peut atteindre 30%!","author":"Thomas Sussli","date":"29 janvier 2018","format":false,"excerpt":"L\u2019\u00e9valuation d\u2019un bien immobilier est une \u00e9tape cl\u00e9 dans tout processus de vente ou d\u2019achat. 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